💡 Need a hand?
Bad with spreadsheets? Prefer a plug-and-play version? Check out our Auto-Fill SnoValanche™ Form — just enter your info on our site, and we’ll generate your personalized plan for you for only $34.99.
The SnoValanche™ Manual Template is a powerful spreadsheet that combines the psychology of the Snowball Method with the efficiency of the Avalanche Method — so you don’t have to choose between momentum and money.
A clean, easy-to-use spreadsheet template (Excel & Google Sheets formats)
Sections to input all your debts: balances, interest rates, and credit limits
Smart built-in formulas that show:
Which debt to pay off next using the hybrid SnoValanche™ logic
Exactly how much to pay to get to the multiple finish lines
Filtered results that you can sort however you like
Automatic progress tracking and payoff summaries
The SnoValanche™ system pays off smaller balances first (for motivation) while prioritizing high-interest debts (to reduce total cost) — it’s the best of both worlds in one method.
This template is for personal use only
Not for resale or redistribution
💡 Need a hand?
Bad with spreadsheets? Prefer a plug-and-play version? Check out our Auto-Fill SnoValanche™ Form — just enter your info on our site, and we’ll generate your personalized plan for you for only $34.99.
The SnoValanche™ Manual Template is a powerful spreadsheet that combines the psychology of the Snowball Method with the efficiency of the Avalanche Method — so you don’t have to choose between momentum and money.
A clean, easy-to-use spreadsheet template (Excel & Google Sheets formats)
Sections to input all your debts: balances, interest rates, and credit limits
Smart built-in formulas that show:
Which debt to pay off next using the hybrid SnoValanche™ logic
Exactly how much to pay to get to the multiple finish lines
Filtered results that you can sort however you like
Automatic progress tracking and payoff summaries
The SnoValanche™ system pays off smaller balances first (for motivation) while prioritizing high-interest debts (to reduce total cost) — it’s the best of both worlds in one method.
This template is for personal use only
Not for resale or redistribution
